INSURANCE & PAYMENT

Care that fits your coverage.

LumenMind accepts most major insurance plans in Pennsylvania and offers transparent self-pay options for patients without coverage or who prefer it.
PLANS WE ACCEPT

In-network with most major insurers.

Optum
Aetna
Evernorth
Independence Blue Cross
Highmark BCBS
Capital Blue Cross

Don’t see your plan? Reach out – we may still be able to work with you out-of-network, or help you verify coverage.

HOW IT WORKS

Insurance, handled with care.

When you book, we collect your insurance information and verify your benefits before your first visit. There are no surprises about cost on the day of the appointment.

For in-network plans, you pay your standard copay or coinsurance. For out-of-network plans, we provide superbills you can submit to your insurer for reimbursement.

If at any point you have a billing question, you can reach us through the patient portal or contact form. We aim for transparency, not the labyrinth of confusion that often comes with medical billing.

VERIFICATION PROCESS
  1. Provide your insurance info when you book online or reach out.
  2. We verify your benefits before your first visit.
  3. We send a clear estimate of your expected out-of-pocket cost.
  4. You confirm and we schedule the appointment.
SELF-PAY OPTIONS

Transparent pricing, no surprises.

INITIAL EVALUATION

Psychiatric Evaluation

60-90 minutes

$XXX

First visit with the practice. Diagnosis and treatment plan.
FOLLOW-UP

Medication Management

30 minutes

$XXX

Standard follow-up visit for medication review and adjustment.
EXTENDED FOLLOW-UP

Extended Visit

45-60 minutes

$XXX

Longer follow-up for more complex needs or therapy coordination.
Superbills available for out-of-network insurance reimbursement. Payment due at time of service.
YOUR RIGHTS UNDER THE NO SURPRISES ACT

Good Faith Estimate

Under federal law, you have the right to receive a “Good Faith Estimate” explaining how much your care will cost. Health care providers are required to give patients who do not have insurance or who are not using insurance an estimate of the bill for medical items and services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
COMMON QUESTIONS

About insurance and payment.

Will I know what I'll owe before my appointment?

Yes. We verify your insurance benefits before your first visit and share a clear estimate of your expected out-of-pocket cost. No surprises on appointment day.

Reach out anyway. We may be able to see you as an out-of-network provider and provide superbills for reimbursement, or help you verify whether your plan includes coverage we can work with.

Absolutely. Self-pay is welcome, and our pricing is transparent. Some patients prefer self-pay for privacy reasons or because they have high-deductible plans where it works out similar.

[OWNER TO CONFIRM] Reach out to discuss financial considerations. We aim to make care accessible where we can.

We provide itemized superbills after each visit. You submit them directly to your insurer through their member portal or by mail. Reimbursement varies by plan.

Ready to verify your coverage?

Get in touch and we will check your benefits before your first visit. Most insurance questions can be answered within one business day.